September - Volume 1, Number 1 (2025)
FROM CASH TO DIGITAL: ASSESSING THE INFLUENCE OF NIGERIA’S CASHLESS ECONOMY ON SMES IN NASARAWA STATE, KARU LGA.
Osekweyi J Odonye, Ezekiel Ojobo
This study investigated the influence of Nigeria’s cashlesseconomy on the performance of small and medium-scale enterprises (SMEs) in Karu Local Government Area of Nasarawa State, with specific focus on internet banking and mobile banking. Using a survey design, primary data were collected through the administration of 400 questionnaires to SME operators, and the data were analysed using binary logistic regression. The findings revealed that both internet banking and mobile banking exert a negative but statistically insignificant effect on SME performance in Karu. These outcomes suggest that while digital banking platforms offer convenience and the promise of efficiency, their benefits remain largely unrealized...
ASSESSMENTS OF COMMUNITY POLICING AND INSECURITY IN KEFFI LOCAL GOVERNMENT AREA OF NASARAWA STATE, NIGERIA
Umar U Shehu, Mseve Yawe
This study examines community policing and insecurity in Keffi Local Government Area of Nasarawa State, Nigeria, through three theoretical lenses: partnership policing and community participation, broken windows, and social disorganization theories. Together, these frameworks stress that policing is most effective when community-driven, preventive, and responsive to underlying social conditions. The partnership approach underscores collaboration and mutual trust between citizens and law enforcement; the broken windows perspective emphasizes addressing minor disorder before it escalates; while social disorganization highlights the impact of weak institutions, unemployment, and instability on crime. A cross-sectional design was adopted, with 355 respondents selected through multi-stage sampling methods. Data...
SUSTAINABLE URBAN FARMING AS A LIVELIHOOD STRATEGY: A CASE STUDY OF MAKURDI, BENUE STATE, NIGERIA
Moses Angau Atul, kingsley C Fredrick, Moses Alaku
Sustainable urban farming (SUF) is a key strategy for achieving several of the Sustainable Development Goals (SDGs), particularly in reducing unemployment, alleviating food insecurity, and fostering a more sustainable urban environment. However, town planners and policymakers must approach urban agriculture (UA) with a comprehensive understanding of its role within the urban system, especially with regard to resource management and waste utilization. This paper examines the livelihood impact of urban farming in Makurdi, Benue State, Nigeria. The study employed a survey research design, utilizing accidental sampling to collect data from 251 urban farmers across 22 urban farms. Descriptive statistics, including frequency...
SPATIAL DIMENSIONS OF CONFLICT AND FOOD SECURITY IN NIGERIA: THE IMPACT OF VIOLENCE, DISPLACEMENT, AND RESOURCE STRUGGLES
Ewache Joseph Elumah, Erhuotor Ejiro Efe, Kigbu John Agabi
This study examines how the spatial variation of violent conflicts across Nigeria affects household food security, with emphasis on displacement, fatalities, and competition over productive resources. The objective is to capture the regional dynamics of conflict-induced shocks and their implications for food access and dietary diversity. Using nationally representative household survey data and applying two-stage least squares (2SLS) regression to address endogeneity, the analysis evaluates how conflict-related shocks—such as forced migration, abduction, and fatalities—influence food consumption outcomes. The results reveal distinct geographic patterns: Boko Haram insurgency in the North-East, herder–farmer clashes in the North-Central, and communal tensions in the South-South...
EVALUATING THE EFFECTIVENESS OF MONETARY POLICY INSTRUMENTS IN CONTROLLING INFLATION IN NIGERIA
Kigbu John Agabi, Erhuotor Ejiro Efe, Etima David Umoh
This study evaluates the effectiveness of monetary policy instruments in controlling inflation in Nigeria using annual time series data from 2000 to 2025. Employing the Autoregressive Distributed Lag (ARDL) model and Error Correction Mechanism (ECM), the research investigates both the short-run and long-run relationships between inflation and core monetary policy instruments: Open Market Operations (OMO), Monetary Policy Rate (MPR), and Liquidity Ratio (LRR). Augmented Dickey-Fuller (ADF) unit root tests confirm that all variables are stationary at first difference, justifying the ARDL framework. The ARDL long-run estimates reveal that LRR have statistically significant impacts on inflation, LRR negatively affects inflation, indicating its...
OIL PRICE FLUCTUATION AND MANUFACTURING SECTOR IN NIGERIA: THE MODERATING ROLE OF INSTITUTIONAL QUALITY
Paul Joseph, Onmonya Abraham Otsapa, Gaius, Mashor Tokshik
This study investigates the impact of oil price fluctuations on manufacturing sector performance in Nigeria, with institutional quality examined as a moderating factor. Using annual time series data spanning 1981–2023, sourced from the World Development Indicators (WDI) and the Central Bank of Nigeria Statistical Bulletin, the study employs the Autoregressive Distributed Lag (ARDL) framework to capture both long-run and short-run dynamics. The Phillips–Perron (PP) unit root test confirms a mix of I(0) and I(1) series, justifying the ARDL approach, while the bounds test indicates the presence of a long-run relationship among the variables. The results reveal that exchange rate volatility...