Sep to Dec - Volume 1, Number 2 (2025)
EFFECT OF ENTREPRENEURSHIP DEVELOPMENT ON EMPLOYMENT GENERATION IN ABUJA, NIGERIA.
DR AWE EMMANUEL O, ADINOYI HASSAN ENEYE, VICTOR BABA IBI, AGBANA WILLIAMS AKINOLA
This study investigates the effect of Entrepreneurship Development (ED) on Employment Generation (EG) among registered enterprises in the six Area Councils of the Federal Capital Territory (FCT), Abuja, Nigeria. Chronic unemployment and the dominance of micro-enterprises in the FCT highlight the need to understand which policy inputs specifically Entrepreneurship Training Participation (ETP) and Access to Credit (ACE) most effectively translate entrepreneurial activity into stable job creation. Grounded in Schumpeter's Innovation Theory, the research employs a descriptive survey design, analyzing data collected from a sample of 309 registered businesses in Abuja, and uses Multiple Linear Regression (MLR) to test the hypotheses....
THE IMPACT OF BANDITRY ON ECONOMIC DEVELOPMENT IN BENUE STATE, NIGERIA.
DR. AWE EMMANUEL O, AGBANA WILLIAMS AKINOLA, KABIR SANI TSAKUWA
Banditry in Benue State has led to widespread displacement, destruction of agricultural assets, and pervasive insecurity. These disruptions have reduced agricultural output, increased food prices, and deepened food insecurity across affected communities. This study examined the impact of banditry on economic development in Benue State. Anchored in Solow’s Neoclassical Growth Model and the Situational Crime Prevention framework, the study was guided by four research questions and corresponding hypotheses. A descriptive survey design was employed, drawing data from a stratified random sample of 368 adults out of a target population of 10,647, complemented by purposively selected key informants. The research instrument...
EXAMINING THE INFLUENCE OF DIGITAL TRANSACTIONS ON SME PERFORMANCE IN MICHIKA LGA OF ADAMAWA STATE.
GARBA ISA ALKUMZ, BARNABAS LUKA
This study examined the influence of digital transactions on the performance of small and medium-scale enterprises (SMEs) in Michika Local Government Area (LGA) of Adamawa State, Nigeria. The aim of the study was to assess the impact of internet banking and mobile banking on the operational efficiency and profitability of SMEs in a semi-urban context. The study adopted a survey design, collecting primary data from 400 SME operators through a structured questionnaire. The data were analyzed using binary logistic regression to identify the relationship between digital transaction systems and SME performance. The theoretical framework of the study was based on...
EXPLORING THE INTERRELATIONSHIP BETWEEN PRIVATE INVESTMENTS AND ECONOMIC GROWTH IN NIGERIA.
AJIDANI MOSES SABO, IDRIS ABUBAKAR
This study investigated the impact of private domestic investment, foreign direct investment, and portfolio investment on economic growth in Nigeria. The aim was to examine the interrelationship between these investment forms and GDP growth, with a focus on identifying the factors influencing their effectiveness. The study adopted an ex post facto research design and utilized time series data from 1995 to 2024, sourced from the Central Bank of Nigeria, National Bureau of Statistics, and other relevant government sources. The methodology employed includes trend analysis, descriptive statistics, and regression analysis using the Vector Autoregressive (VAR) model. Theoretical frameworks such as the...
IMPACT OF DEPOSIT MONEY BANKS ON THE GROWTH OF AGRICULTURAL SECTOR IN NIGERIA.
GARBA ISA ALKUMZ, BARNABAS LUKA
This study examined the impact of deposit money banks' (DMBs) loan-to-deposit ratio (DBLDR) and machinery financing (DBMF) on the growth of Nigeria's agricultural sector from 1981 to 2023. The objective was to explore the short-run and long-run effects of these financial variables on agricultural output (AO). An ex-post facto research design was adopted, utilizing the Autoregressive Distributed Lag (ARDL) model to analyze the relationship between DMBs' credit allocation and agricultural growth. The theoretical framework of the study was anchored on the Fractional Reserve Theory, Financial Intermediation Theory, and Schumpeter’s Supply Leading Theory. The results showed that while DBLDR and DBMF...